Fairstone is one of the loan-providing companies which offers secured as well as unsecured Fairstone Personal Loans. In the following article, we will be discussing in detail regarding the Unsecured Personal Loan. In an unsecured loan, individuals do not have to provide any collateral while applying for the loan. It is backed by a loan agreement (signed contract), rather than an asset.
Interested individuals can borrow the amount between $500 to $25,000 without providing any fees or Prepayment penalties. The application process to apply for the loan is online which makes it accessible for everyone. Scroll down the following article and get details regarding the Fairstone $500-$25,000 Personal Loan eligibility criteria, benefits and more.
Fairstone Personal Loan 2024
The Fairstone Personal Loan allows eligible Canadians in the fair to good credit score range to get money for unexpected expenses debt consolidation and more. The online application to apply for a loan is quick and simple. The funds get deposited in the account of beneficiaries in as little as 24 hours and they get the flexibility to pay off the loan balance when it’s convenient for them.
The www.fairstone.ca personal loan might not be the best choice but it can be helpful for people who need quick money. Please note that the interest rate charged on the personal loan is higher.
Benefits of Fairstone $500-$25,000 Personal Loan 2024
Along with applying for a personal loan, individuals also become a part of multiple benefits. The following are some of the benefits which can be available through the Fairstone Personal Loan:
- The application process is available 24/7 online. So, individuals can apply for a loan anytime and anywhere. Along with this, the application process is pretty simple. Applicants will just have to answer a few questions to get the best offers.
- The officials will provide affordable payments. The company will create a payment plan according to the given information. It will fit their needs, budget and lifestyle – choose from monthly, semi-monthly, bi-weekly or weekly payments.
- A personal loan can apply for the loan online or at their local branch. No matter the application methods, the beneficiaries will surely get one-on-one service from a knowledgeable Lending Specialist.
- The company provides coast-to-coast branches. There are a total of 240 branches across Canada. So, there is likely one near all beneficiaries for all of their lending needs.
Pay off Your Debt Faster with a $500-$60,000 Loan
How to apply for a Fairstone Personal Loan 2024?
After ensuring the eligibility criteria, it is important to learn the online application process to apply for the Fairstone Personal Loan. The following are the steps to submit the application form:
- Firstly, search the official website of Fairstone using this link address: https://www.fairstone.ca/
- Seconds after searching the link, the home page will open on the respective device.
- Go to the Loans option and a list of available loans will drop down on the screen.
- Now, tap the Unsecured Personal Loan option to move forward.
- Afterwards, click the Get a Loan Quote option and provide the necessary details.
- Now, open the application form on the screen and start entering the details.
- Provide essential documents if needed and go through the whole online application form.
- Finally, submit the application form and the application process will be completed.
www.fairstone.ca Secured vs Unsecured Personal Loan
Individuals who are wondering whether applying for the Fairstone Personal Loan (Unsecured) will be good or not must go through this section. The following is the table showing essential details regarding unsecured and secured personal loans:
| Product Details | Unsecured loan | Secured loan |
| Loan amount | $500-$25,000 | $5,000-$50,000 |
| Interest rate | 26.99-39.99%* | 19.99-23.99%* |
| Term | 6-60 months | 36-120 months |
| Secured | No | Yes |
| Payments | Fixed | Fixed |
| Fees | None | Vary by Province |
| Prepayment penalties | None | Yes |
| Time to process | <1 day | 3+ days (varies by location) |
| Guarantee | 14 days | 3 days |
Fairstone Contact Details
Interested individuals who are looking for more details regarding the Fairstone Personal Loan can take the help of the following section. The following are the contact details which can be used to resolve queries via call:
800-995-2274
8 a.m. to 5 p.m. EST
Monday to Friday
(Individuals can also use the Branch Locator link available on the Fairstone official website to search for the nearest office)
Frequently Asked Questions
What are the basic requirements to apply for a Fairstone $500-$25,000 Personal Loan?
Some of the basic requirements include the individuals must be residents of Canada, they must be of legal age in their province and must have a stable income.
What is the interest rate on a Fairstone Personal Loan?
The interest rate charged on a Fairstone Unsecured Personal Loan is 26.99 to 39.99%. Whereas, the interest rate charged on a Secured Personal Loan revolves around 19.99 to 23.99%
